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Credit with an ITIN

Have an ITIN instead of a Social Security number? You can still build credit in the US. Some banks and credit unions take ITINs for cards and loans. Your payments can be reported to the bureaus.

How we help

  • We review any credit reports you already have and dispute errors
  • We explain which ITIN-friendly products can help you build history
  • We guide you in Spanish, step by step

Stay safe

Never buy or use a CPN, and never use an EIN as if it were your personal number. If you later get an SSN, ask the bureaus to merge your history correctly.

You can dispute for free on your own. If you'd like help, we're here.