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What is a good credit score?
Most scores you'll see run from 300 to 850. For FICO, about 670–739 is considered "good". VantageScore uses similar ranges.
What moves your FICO score
- Payment history (about 35%)
- Amounts owed / utilization (about 30%)
- Length of history (about 15%)
- New credit (about 10%) and credit mix (about 10%)
Honest note
Nobody can promise you a specific score. Fixing errors and building good habits helps over time.
You can dispute for free on your own. If you'd like help, we're here.